Need an appraisal in Crocker or Pulaski County?

Here are the top seven reasons why Missouri homeowners need Wells Appraisal Service:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To cut a monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a divorce in the state of Missouri, when real estate needs to be divided
Determine the true market value of the real estate in question to settle an estate in Pulaski county or Missouri


	Need help determining the price of your home in or near Crocker, Missouri? Contact Wells Appraisal Service.

We at Wells Appraisal Service understand the special needs of a customer in need of appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. But as a consumer, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For Sale by Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in an area that is going down. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Wells Appraisal Service is your chief weapon when challenging your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Wells Appraisal Service, we're experienced in helping consumers just like you rid themselves of unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be destructive to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow angle. A professional appraisal from Wells Appraisal Service can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. Although most review work is commissioned by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.